Thursday, February 24, 2011

Update: Bankruptcy, Disability, John Hopkins, and One Lucky Lady

Well I officially declare bankruptcy on March 18 thanks to the good ol' US of A.  I tried to go on a shopping spree before filing so I could get something out of the deal, but there is a rule.  The rule states that any purchases made within 75 days of the date you file for Chapter 7 you are held responsible for.  So I did not get to run up my credit card and shower myself with gifts, but it was a damn good idea, only had I thought of it 75 days earlier.  At least my bills will be paid and that will be the end of that.

I also just filed for disability. Apparently there is Social Security Disability and then there is Social Security Supplemental Insurance Disability.  Both are completely separate from one another and I qualify for both.  It takes months for the case to be approved but I think there is some back pay that was mentioned.  So maybe one day I will have some type of income coming in.  If I didn't have my parents, I don't know where I would be because I would have no money for rent or food or any other necessities. So in some aspects I am really lucky.  I am really lucky to have such a wonderful support group made up of my friends and family.

Now on to the real topic.  The reality of the severity of my situation is starting to hit me harder with each passing day. As time is slipping away I realize that I may not be able to do what I love (travel) for a very long time.  I finally have an appointment with John Hopkins in Baltimore, Maryland on April, 11th.  The hospital sent me a brochure on ARVD and inside it had a list of treatments.  There were three listed: Medicine, Heart Ablation, and Defibrillator.  Well I have a defibrillator, I have had two heart ablations, I have tried the top 5 anti-arrhythmic medications with only one being successful and that one is wearing off.  My body is becoming used to the medicine so my heart continues to race. There is only one medicine left for me to try and if that doesn't work, well i'm screwed.  It's saddening to realize I have exhausted all treatments and my heart continues to race.  In cases like these people have had to have heart transplants and I was told by one doctor that I would need one.  I think the doctors are trying not to scare me so they are not mentioning it but I am beginning to think about it more frequently and it is scarring the hell out of me.

As of now, I just need my medicine to keep me going until April 11th and we will see what the ARVD Gods have to say.  I hope for the best but I am aware of the worst.  So until then keep on, keepin on!!!!

3 comments:

  1. It’s good to hear that you didn’t have a hard time filing for bankruptcy and the other necessary paperwork. It can be stressful ordeal, especially now that the law is now getting stricter with such policies. I hope there weren't any other problems afterwards, and that you have recovered from that situation by now. Take care!

    Stanley Erickson @ Bankruptcy Happens

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  2. That must’ve been a tough year for you. Thankfully, you qualified to both SSD and SSSID claim. That must've been a big help for you to start a new life. How are you now, btw? I hope everything is well, both for your health and personal life.

    Brad Post @ Jan Dils

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  3. In the end, it’s good that you were able to apply for Social Security Benefits. Thanks for telling your viewers about those important distinctions. It pays to know what kind of Benefits they are applying for, one that will accommodate their current condition.

    Tyron Tanaka @ Low And Canata

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