Friday, February 11, 2011

Expensive Bankruptcy?

What a perfect contradiction. An expensive bankruptcy.

My sickness has accumulated a mountain of hospital bills all summing in and around $500,000.  To put it in perspective, that is half a million dollars.  I just think it sounds much more expensive expressed that way.  Any who, I haven't been working for months and when I was working I wasn't making much.  So needless to say I'm BROKE.  The only way to wipe out my load of unpaid fines is, you guessed it, file for Chapter 13, aka file for Bankruptcy. Now to file for Bankruptcy you need a lawyer, and a lawyer costs money.  How much you ask?  Well in my case $1700, but usually more, and sometimes less.  See that's the beauty in our country, or was before Obama was elected into office.  After an American was so lucky to graduate from college they are then no longer covered by health insurers.  And due to the declining job market, many graduates have been left uninsured for years.  So then there's me, an uninsured alum of the University of South Carolina living the life as a seasonal worker traveling all over America.  Then one fine day my world came crashing down, or rather my heart, and in one night i owed over $40,000.  But this is only the beginning. Faster and faster this number began to increase until one lucky day because of one very special person; the bills just stopped.  That day is January 1, 2011.  That very special person is Barack Obama.  And the bills just stopped because of ObamaCare which allows all college graduates to be recovered by their parents health insurers until the age of 26.  So that means I have 2 years to get my health in order and find my own health insurance, assuming the world doesn't end and all.

The point of the story is to show how horrible America's health care system is set up.  It is not 'For the People.'  The government has mastered the art of kicking you while you are down.  Now Obama is taking steps to improve the system even though he is met with much restraint.  I commend him for keeping to his word and charging forward.  Everything is so intertwined in our world of things that our so wrong, that it is hard to start getting into the details of it all.

The Government turned the Health care system into a For-Profit Business instead of a For The People Non For Profit.  People are going to get sick, it is natural.  Why should we suffer on top of our suffering?  The people with no insurance, who get sick, who have no money, just keep getting pushed further and further down the line and there is no coming back from that.  Bottom Line.  It is a broken system that needs fixing. And I have been swallowed by its WRATH.

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